0330 330 9425

Non-Status Car Lease

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Non-Status Car Leasing from Equalease

Businesses and Private individuals can increasingly find themselves unable to obtain credit for Contract Hire, Leasing or even Hire Purchase. This can be down to a number of reasons, including New Start Up Business with no trading results, a company established within 2 years with poor trading figures due to a business startup’s, CCJ’s or adverse credit.

Major leasing companies and funders have very strict criteria, there was a time when these big companies would accept just about anyone or anything, but they got stung with massive write off’s and vehicle repossessions. They now like to see positive balance sheets, 3 years worth of payments made on time or even a high credit score that even some millionaires fail to have.

Helping Non-Status Customer since 2007

Here at Short Term Car Leasing Ltd, we have been helping Non-Status customers since 2007, utilising our short term car lease fleet. This way we can help you stay mobile and get you to your day to day job to earn money or as a new business, its vitally important to have a reliable and smart vehicle to give the right impression to your customer.

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What will I need to provide for a Non-Status Car Lease?

We use external underwriters to perform affordability and stability checks for your Non-Status Car Lease application.

Additional information over and above a standard application maybe required, these can be in the form of additional documents or information.

Please see below for details of what may be required:

Non-Status Private Individuals

Non-Status Business Applications

A credit check is run for both personal and business users. When a business credit check is being done, the Directors of the business will also have checks carried out.

Latest Offers on vehicles available to Non-Status

BMW 1 Series Hatchback 116d SE
Manual

BMW X3 Estate xDrive 20d M Sport Step
Auto

Audi A5 Sportback 40 TFSI 204 Edition 1 S Tronic
Auto

Skoda Kamiq Hatchback 1.0 TSI Monte Carlo DSG
Auto

VW Golf Hatchback 2.0 TDI GTD DSG (Mk.8)
Auto

Audi A6 Saloon 40 TDI S Line S Tronic
Auto

Quick Application

Apply online at – using the highlighted link, tell us that you are non-status and our underwriting team will come back to you requesting more information.

Turnaround time is really quick and applications can be approved the same day if the required information has been sent to the underwriters.

We can help!

We can normally help in most circumstances, whether it has been a change of employment, recent divorce has scuppered credit or a few missed payments. So long as we can see that you can afford the car the answer could be yes!

The rates may differ from those advertised but generally, if we feel the risk is higher, then we will ask for a larger security deposit. We must make you aware, that failure to pay for the vehicle will result in termination of the contract. If a Direct Debit bounces and it is not settled within 48 hours, we will arrange collection of the vehicle and you will be billed accordingly.

For more information about our Non-Status Leasing and Contract Hire, please call the team on 0330 330 9425

Non-Status Frequently Asked Questions

Do you carry out credit checks?

Yes, we carry out credit checks on all applications which may or may not show on your credit report. However, we only use the credit report to give us information on your address history and financial commitments. Our underwriters need to see affordability and stability to accept an application, which is why our acceptance rate is high.

Can you guarantee acceptance?

We are unable to guarantee acceptance on any of the applications, however we do have an acceptance rate over 80% based on receiving all of the required documentation.

Will I require an initial rental or refundable deposit if I get accepted?

Depending on your circumstances you maybe required to put down a larger non-refundable initial rental and/or a refundable deposit. The monthly rates do not alter from those on standard terms. We also charge a documentation fee of £275.00 + VAT on all non-status car lease applications.

Can someone act as a guarantor for my non-status application?

Yes, if you are unable to show affordability or stability, a family member or partner can act as a guarantor on your short term car lease agreement in order to support your non-status application.

How quickly will my vehicle be delivered?

Once you have a confirmed credit line in place, nd you have chosen a vehicle that fits with the supplier and the credit limit, we will then confirm estimated delivery times. Flexirent fleet vehicles are usually in stock and ready to go, so we say approx. 5-7 days turnaround. On our fixed short term contracts we estimate most vehicles to be 2-3 weeks.

Can I lease a car with bad credit?

Yes, we do accept customers with Bad Credit even if you have a CCJ, IVA, Debt Management or just have poor credit history. However, all applicants must go through affordability and stability checks with our experienced underwriters.

Can I lease a car with a CCJ?

Yes, we do accept customers with active and satisfied CCJ’s, but will require an explanation for these judgements. All applicants go through stability and affordability checks with our experienced underwriters.

Can I lease a car as a bankrupt or have been discharged from bankruptcy?

Yes, we accept customers who are bankrupt or who have been discharged from bankruptcy. We look at all applications for non-status car leasing on an individual basis and require affordability and stability checks.

Do you offer no credit check car leasing?

No, all customers must go through credit checking to comply with FCA and anti-fraud regulation, as a non-status customer you will also have to demonstrate affordability and stability checks.

Non Status Car Leases

If you are looking for a Non-Status Car Lease, then Equalease may be able to help you. Non-Status car leases are ideal for those who have a new start business or maybe you're an individual who has go...

SEND AN ENQUIRY

Get a member of our team to get in touch…

SEND AN ENQUIRY

Get a member of our team to get in touch…